Savings are supposed to be another helping hand in the time of need. But the right amount of saving in right way of investments is what gives the actual benefits. There are various ways through which you can calculate your future savings and requirements at a particular age. You can refer to various calculators on various websites. These websites will also advise you about the various saving plans such as college savings plan, education savings plan and also money saving tips.
DLF Pramerica Dhan Suraksha :
The objective of this plan is to maintain the balance between the maximum savings and protecting all you have saved. This is a money back endowment plan and not linked to market. This plan will ensure the guaranteed return free from the market speculations. There are guaranteed return for the sum assured and 15% of the sum assured is return at the end of 5th year of term policy. IN case of accidental death the double of sum assured is guaranteed.
DLF Pramerica Assure Money + :
This plan further insures the guaranteed benefits along with the life insurance cover. There are annual guaranteed additions at the end of each policy year. The policy assures you guaranteed maturity additional benefits at the end of maturity. You can also enhance the security in case of accidental deaths. The sum assured is doubled with the help of this additional rider. You can always avail the flexibility of availing loan against the sum assured of the policy.
DLF Pramerica Wealth+ Premier :
This is a unit linked plan which ensures the dual advantage of sum assured along with the fund value. Therefore, a higher amount of protection is provided when guaranteed sum is attached to the fund value as per market in the event of death. You have the options to invest in market and get higher returns. In addition you can get the partial withdrawals after 5 years. You also have an option to stay invested after 5 years of policy maturity.
DLF Pramerica Ezee Wealth+ :
This is a unit linked insurance plan and does not involve the lengthy paper works like other plans do. You will get four investment funds to choose and you can switch your savings in accordance to the market conditions. There are no allocation charges from 2nd year. You can also get the enhanced protection through accidental death benefit rider. This plan will give your investments new flying wings to earn and potentially grow. The Tax savings is an added benefit in this plan.